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The main difference between property and casualty insurance is that casualty insurance protects you by covering losses that result from direct accidents, whereas property insurance covers losses that result from events, such as theft.
Property insurance is defined as a policy that covers the owner or renter of a house from a variety of damages such as theft, fire, some types of weather damages and more.
Casualty insurance is a broad category of coverage against loss of property, damage or other liabilities. Casualty insurance includes vehicle insurance, liability insurance, theft insurance and elevator insurance.
